California law mandates that all call owners must purchase and maintain automotive insurance on their vehicles. While the vast majority of citizens follow this law, some motorists operate their vehicles without insurance. Automotive accidents are traumatic enough in their own right. Adding a lack of auto insurance to the crisis only complicates matters.
Victims of automotive accidents with uninsured motorists often feel upset and helpless, believing there to be no possible way of getting restitution for their claims. However, the law provides some methods for getting compensation, and the Law Offices of David P. Kashani, APLC can help you navigate the complicated processes of seeking justice.
Why Have Auto Insurance At All?
Automobiles are complicated pieces of machinery and, when improperly handled, can cause a significant amount of damage to the driver as well as to others. Car insurance mitigates the potential financial burden of accidents by agreeing to pay losses and provide services specified in the insurance policy. Coverage generally includes:
- Liability Coverage – which covers any damage the driver may cause to others
- Medical Coverage – which takes care of any necessary medical bills related to an injury
- Property Coverage – which provides for any damage to the car related to the accident
Having car insurance is a legal requirement for owning and operating a vehicle. Still, some careless and negligent drivers refuse to purchase car insurance, often due to the prohibitive cost or due to the driver’s reckless nature. Without the institutional support of an insurance company, claims against a negligent driver become complicated quickly.
Professional Experience Fighting Uninsured Motorist Claims
At the Law Offices of David P. Kashani, APLC, our legal team has several potential methods at their disposal to help get you or your loved one as much compensation as possible. Uninsured motorist claims require experience in personal injury law, insurance law and contract law, all of which are specialties of our highly qualified team.
In certain circumstances, you may even be entitled to compensation from your own insurance company. Under the Uninsured Motorist Law, insurance companies can provide you with that compensation and then seek damages from the individual directly. Because this outcome is not ideal for the insurance company, these suits often require touchy and potentially acrimonious confrontations with your own insurance. Our team can help work through this delicate situation for your benefit.
The most important thing when experiencing an uninsured motorist accident is to act quickly. Call the Law Offices of David P. Kashani, APLC right away to schedule a free consultation in which we can discuss your options.